Lending Solutions
Capital for Every Deal.
From working capital to large-scale commercial acquisitions — LionsClaw structures financing that traditional banks won't touch.
Business Loans
Whether you're funding day-to-day operations, purchasing equipment, or expanding into a new market, LionsClaw structures business loans that match your timeline and growth objectives. We work with startups, established operators, and everything in between.
Rate
Starting at 7.5% APR
Term
12 months – 10 years
Max LTV
Up to 90% of asset value
Closing
As fast as 5 business days
Investment Real Estate
Scale your real estate portfolio with financing built for investors. We lend on multifamily properties, fix-and-flip projects, ground-up construction, and raw or entitled land — no W-2 income verification, no lengthy bank underwriting. We lend on the deal, not just the borrower.
Rate
Starting at 8.25% (DSCR) / 10.5% (bridge/construction)
Term
6 months – 30 years
Max LTV
Up to 90% LTC on fix-and-flip / construction
Closing
7–14 business days
Commercial Lending
LionsClaw provides institutional-grade commercial real estate financing for office, retail, industrial, multifamily, and mixed-use properties. Our lender network spans banks, credit unions, debt funds, and private capital — giving us the flexibility to structure deals from $500K to $50M+.
Rate
Starting at 6.75% (permanent) / 9.5% (bridge)
Term
3 – 30 years
Max LTV
Up to 80% LTV / 75% LTC
Closing
21–45 business days
SBA 7(a) Loan
SBA ProgramThe SBA 7(a) is the most versatile government-backed loan available to small businesses. Use it for working capital, equipment, real estate, business acquisition, or debt refinancing. LionsClaw is an experienced SBA originator with relationships across preferred lenders nationwide.
Rate
Prime + 2.75% (variable) or fixed options
Term
Up to 10 years (working capital) / 25 years (real estate)
Max LTV
Up to 90% financing
Closing
30–60 business days
SBA Express
SBA ProgramSBA Express delivers the government guarantee of the 7(a) program with a dramatically faster turnaround. The SBA responds within 36 hours, making this the go-to option for businesses that need capital quickly. Revolving lines of credit are also available under this program.
Rate
Prime + 4.5% (up to $50K) / Prime + 3.5% ($50K–$500K)
Term
Up to 7 years (term) / 10 years (revolving)
Max LTV
Up to 90% financing
Closing
14–21 business days
SBA 504 Loan
SBA ProgramThe SBA 504 is purpose-built for owner-occupied commercial real estate and heavy equipment. It pairs a conventional first mortgage with a CDC (Certified Development Company) second mortgage — resulting in below-market fixed rates and low down payments for qualifying businesses.
Rate
Below-market fixed (tied to 10-yr Treasury)
Term
10, 20, or 25 years
Max LTV
Up to 90% combined (10% borrower equity)
Closing
45–90 business days
Quick Comparison
Side-by-side overview of all six programs.
| Product | Amount | Rate | Term | Closing |
|---|---|---|---|---|
Business Loans | $50K – $10M | Starting at 7.5% APR | 12 months – 10 years | As fast as 5 business days |
Investment Real Estate | Multifamily (2–100+ units) | Starting at 8.25% (DSCR) / 10.5% (bridge/construction) | 6 months – 30 years | 7–14 business days |
Commercial Lending | $500K – $50M+ | Starting at 6.75% (permanent) / 9.5% (bridge) | 3 – 30 years | 21–45 business days |
SBA 7(a) LoanSBA | Up to $5M | Prime + 2.75% (variable) or fixed options | Up to 10 years (working capital) / 25 years (real estate) | 30–60 business days |
SBA ExpressSBA | Up to $500K | Prime + 4.5% (up to $50K) / Prime + 3.5% ($50K–$500K) | Up to 7 years (term) / 10 years (revolving) | 14–21 business days |
SBA 504 LoanSBA | Up to $5.5M (CDC portion) | Below-market fixed (tied to 10-yr Treasury) | 10, 20, or 25 years | 45–90 business days |
Not sure which product fits your deal?
Our team reviews every deal personally. Submit a quick inquiry and we'll match you to the right program within one business day.